Pendampingan Pencatatan Keuangan Keluarga untuk Meningkatkan Kemandirian Ekonomi Ibu Rumah Tangga


Authors

  • Suginam Universitas Harapan Medan, Medan, Indonesia
  • Mesran Sekolah Tinggi Ilmu Manajemen Sukma Medan, Medan, Indonesia
  • Rosnizam Politeknik Komunity Arau, Perlis, Malaysia

DOI:

https://doi.org/10.64366/bulletincs.v1i1.84

Keywords:

Financial Literacy; Housewives; Financial Record Keeping; Family Economics; Community Empowerment

Abstract

This community service project aimed to improve household economic independence among housewives through financial recordkeeping assistance in Kampung Jandi Mulia, Langkat Regency. A total of 20 participants underwent a four-week training and mentoring program covering daily cash flow recording, budgeting, and financial decision-making simulations. Results showed a significant increase in participants' financial recording habits and saving behaviors. Before the program, only 3 participants had savings, which increased to 14 after the intervention. Participant satisfaction reached 90%, with an average financial literacy score increase of 38%. The practical and participatory-based training model proved effective in promoting positive financial behavior change. This initiative demonstrates that contextual financial education can serve as a sustainable household empowerment strategy. Further development is needed through institutional integration to maximize and sustain the impact of the program.

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Published: 2025-09-05

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