Hasibuan, D. N., Putri, S. E., Liliana, L., Maulida, M. and Rahayu, S. (2026) “The Role of Digitalization and AI in the Transformation of Islamic Financial Institutions”, Proceeding of International Conference Technology, Economics, and Social Science, 1(1), pp. 849-854. Available at: https://journals.adaresearch.or.id/ictess/article/view/253 (Accessed: 21August2026).