The Role of the Board of Trustees in the Era of Artificial Intelligence and Automation
Keywords:
Sharia Supervisory Board; Artificial Intelligence; Automation; Shariah Governance; Islamic FinanceAbstract
The development of artificial intelligence and automation has brought significant changes in the operations of Islamic financial institutions, especially in the decision-making process, risk management, and compliance supervision. This transformation presents opportunities to increase efficiency, but at the same time poses new challenges in maintaining compliance with sharia principles. In this context, the role of the Sharia Supervisory Board has become increasingly strategic and demands an adjustment of the supervisory function from a transactional approach to system-based supervision. This study aims to analyze the development of scientific studies related to the role of the Sharia Supervisory Board in the era of artificial intelligence and automation through the Systematic Literature Review approach combined with bibliometric analysis using VOSviewer. Data was obtained from Scopus and Google Scholar-indexed scientific publications for the 2020–2025 period that are relevant to Islamic finance and digital technology. The results of the bibliometric analysis show a significant increase in research on the themes of artificial intelligence, fintech, and Shariah governance, with the main clusters covering sharia governance, digital technology, risk and ethics, sharia financial innovation, and sharia supervision. The content analysis revealed that the Sharia Supervisory Board is required to have a technical understanding of algorithms, data security, and automated systems to ensure sustainable sharia compliance. This research emphasizes the importance of strengthening capacity and a framework for sharia governance that is adaptive to the development of digital technology.
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